Which of the Following Best Describes Industrial Life Insurance

Which of the following is the best reason to purchase life insurance rather than annuities. The insured pays the premium until his or her death.

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These riders may be referred to as double indemnity or triple indemnity riders.

. A small cash value gradually accumulates while the policy is in force. The insured can borrow or collect the cash value of the policy. Suppose that under your health insurance policy hospital expenses are.

The insured is covered during his or her entire lifetime. Generally not a face value of 10000 or less. 47- Which of the following duties is not a permitted activity for an unlicensed personal assistant.

All of the following statements about survivorship life are true except. Which of the following statements best describes how cash value in a life insurance policy is taxed. Which of the following best describes term life insurance.

All of the following statements regarding the accidental death benefit rider to a life insurance policy are correct EXCEPT. Are considered true to the best of the applicants knowledge. 21- Which of the following best describes what life insurance is designed to protect against.

To create an estate 3. The insured is covered during his or her entire lifetime. See the answer See the answer done loading.

A clients flexible premium is invested into a separate account. The face amount is payable after the first death. Industrial life insurance is typically sold in face amounts of.

Term life insurance covers you during the most important years of your life The best time to open a term life insurance policy is when youre expecting to make a big life decision. -best describes term life insurance. Depending on the chosen program you can partially or completely protect yourself from unforeseen expenses.

Which of the following best describes term life insurance is a tool to reduce your risks. The insured pays the premium until his or her death. And if the accident insurance event occurs the insurance company will bear all or all of the costs in full or in part.

7 hours agoWhich of the following best describes term life insurance. The insured pays the premium until his or her death. This answer has been confirmed as correct and helpful.

Premiums are payable on a weekly or monthly basis. Cash value grows tax-free. A It requires proof of insurability at each renewal.

21- Which of the following best describes what life insurance is designed to protect against. 46- A life insurance company would most likely invest in all but which of the following properties. Premiums for this policy will be more than for a 50000 permanent life insurance policy.

The insured pays the premium until his or her death. Is a tool to reduce your risks. Probability of dying increasing as you grow older.

Regarding this all the following statements are correct EXCEPT. Starting a family getting married starting a business or switching to a profession where danger is involved are all great reasons to take out a policy. Which of the following best describes term life insurance.

Industrial life insurance is actually sold by home service insurers. The face value of these policies is usually smaller than most and provide modest benefits and a relatively short benefit period. Sues annual premium is 1500 and the declared.

The insured pays the premium until his or her death. Medical exam is usually not required. The insured is covered during his or her entire lifetime.

7 hours agoThe following best describes term life insurance. Endows at age 100 d. Which of the following best describes term life insurance.

Which of the following best describes an insurance company that has been formed under the laws of this state. A 5000 multiples B 1000 or less C 10000 to 20000 D. Which of the following best describes term life insurance.

Cash value does not earn interest and is therefore not taxable. Amanda age 45 bought a 50000 ten-year renewable and convertible term life policy. The insured pays a premium for a specified number of years.

The insured pays the premium until his or her death. The insured can borrow or collect the cash value of the policy. The insured can borrow or collect the cash value of the policy.

None of the above. To liquidate a sum of money over a lifetime 2. 312 Industrial Life Insurance.

Which best describes industrial insurance. How term life insurance works. The insured pays the premium until his or her deathC.

Depending on the chosen program you can partially or completely protect yourself from unforeseen expenses. The insured pays a premium for a specified number of years. The insured pays a premium for a specified number of years.

Which of the following best describes term life insurance. Is a tool to reduce your risks. How term life insurance works.

The insured can borrow or collect the cash value of the policy. The insured can borrow or collect the cash value of the policy. Which of the following best describes term life insurance.

Dying before financial obligations have been met. B Neither the premium nor the death benefit is affected by the insureds age. The insured is covered during his or her entire lifetime.

All the following features best describe Industrial Home Service Life Insurance EXCEPT. A _____ is invested by managers in a diversity of stocks bonds and other securities. AVariable Life with a cash value account.

To liquidate a sum of money over a period of years 4. Which of the following best describes term life insurance is a tool to reduce your risks. 2000 or less in coverage and premiums collected by agent.

And if the accident insurance event occurs the insurance company will bear all or all of the costs in full or in part. Premiums are collected in person by the agent at the policyowners home on a weekly or monthly basis. A Conducting blood pressure readings taking the applicants pulse and drawing blood B.

The insured pays a premium for a specified number of years. Which of the following best describes term life insurance. There is usually no additional premium required to buy an accidental death benefit rider.

The insured pays a premium for a specified number of years. Which of the following best describes producer field underwriting. And if the accident insurance event occurs the insurance company will bear all or all of the costs in full or in part.

A type of life insurance that guarantees payment of a stated death benefit if the covered person dies during a specified term. The insured can borrow or collect the cash value of the policy. Representations are written or oral statements made by the applicant which.

The insured is covered during his or her entire lifetime. If the policy cash value is surrendered the interest earned on the cash value is taxable as ordinary income. 2- Which of the following best describes prospecting.

The insured is covered during his or her entire lifetime. To create regular income payments. The insured can borrow or collect the cash value of the policy.

What type of. 7 hours agoWhich of the following best describes term life insurance. The insured pays a premium for a specified number of years.

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